Personal Finance Specialist

If you're good with numbers and finances, you may do very well as a Personal Finance Specialist! Personal Finance Specialist VBOs help their clients to make positive financial decisions by reviewing their incoming and outgoing money, setting up investments, and providing financial advice.


Personal Finance Specialists help their clients build strong financial foundations by offering advice on money-related issues. They analyze clients' income, spending, and business expenditures to track how money comes in and goes out and where clients can make better decisions. Personal Finance Specialists also help clients plan for the future by establishing accounts for retirements, college, and other investments.

Because Personal Finance Specialists deal with clients' money and may also work as accountants, auditors, and more, confidentiality is incredibly important. It’s also important that these professionals keep up with changing rules and regulations in the industry.

Here are just a few reasons you should consider becoming a Personal Finance Specialist VBO:

  • You are able to help people build a strong financial foundation.
  • There is nearly unlimited earning potential after building your client base.
  • Generally, a license is not required to work as a Personal Financial Specialist, but it would help if you were looking to work with bonds, stocks, or mutual bonds.

Here is an example of a VBO Niche for a Personal Finance Specialist
To learn more about creating your VBO Niche - CLICK HERE!

Primary Niche

Personal Finance Specialist

SUB Niche

Finance Specialist for Foundations and Organizations

VBO Niche

Finance Specialist for Divorced Entrepreneurs and VBOs

We provide some great resources to help you get up and running as a Personal Finance Specialist. If you have questions about becoming a Personal Finance Specialist, feel free to head over to our Groups and ask there!


  • Assist clients in developing budgets and making financial decisions.
  • Conduct analysis on incoming vs outgoing finances.
  • Create and maintain financial and expenditure reports.
  • Oversee and provide input on operating budget.
  • Assist clients in making investment decisions.
  • Reconcile financial accounts.
  • Maintain up-to-date knowledge on local, state, and federal financial laws and regulations.


Interpreter/Translator Pay $30-$50 an hour

Our research shows the hourly rate charged by VBOs ranges from $20.00 to $80.00. However, the majority seemed to land in the $30.00 to $50.00 per hour range. Factors affecting this variance include geographic location, experience, and level of expertise.


Money Crashers

Although it's run by two twenty-somethings, Money Crashers provides sensible advice to people of all ages and stages of life. It covers all aspects of personal finance, including investing, credit and debt, careers, family and home, and even small business.

Money Talks News

For more than 25 years, Money Talks News has helped millions make more, spend less, grow their money, and get out of debt with their Emmy Award winning videos and articles. Learning to save more, spend less, pay off debt, and invest well should be compelling topics for virtually everyone. After all, if you don’t have enough money, you want more; and if you have a bunch, you want to keep it. Money Talks News will help you get and keep your finances on track.

Good Financial Cents

Good Financial Cents can transform your financial situation and put you back in control. This is, hands down, the most comprehensive and professional personal finance blog for new readers. Best for professional-level advice, comprehensive bootcamps, and retirement advice.



Udemy is a great site for VBOs to sharpen their skills. Their classes typically range from $10.00 - $200.00. However, they are known to have frequent sales with virtually all lessons available for as low as $10.00.


Skillshare is an online learning community with classes in that are often helpful for VBOs focused on design, business, tech, and more.


Lynda has been around a long time and might just be one of the granddaddies of online training. Pretty much all courses are well-vetted and professionally done. While their courses may be a little more expensive, they are top quality. Since they were recently acquired by LinkedIn, some premium accounts get access to Lynda at no additional charge, which is a great deal.


Coursera offers courses from many of the top universities including Stanford, Duke, and Penn. As a result, their courses are probably a bit more like what you would imagine getting in higher education.







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